Select your bank account, enter your preferred limit and follow the instructions. If you’re looking for a credit card, you can’t go wrong with Public Bank! Min. The rule follows that if you earn below RM36000 per the calendar year, your credit card limit shall be two times your monthly salary per issuer, with a maximum of two issuers. If you would like to increase the limit of another UBS Credit Card, simply enter the 16-digit UBS credit card number. 0.2% cash rebate on your insurance premium and 0.1% Cash MegaBonus for your other purchases. To illustrate; A debtor has RM10,000 debt in Credit Card A and the credit limit in the new card, Credit Card B, is only RM8,000. The name of the card is Yes Bank Wellness Plus Credit Card and you can enjoy check-ups, doctor’s consultations, and many other Selfcare services. Isikan butiran anda untuk memulakan aplikasi anda. Public Bank Quantum Visa Credit Card Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee! Public Islamic Bank MasterCard Platinum Credit Card-i Earn 0.2% unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance! Earn 0.2% unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM500,000 automatic travel insurance! Terms & Conditions | Privacy | Security Indian Bank Global Credit Card is offered in two variants- Gold and Classic. Classic Credit card limit starts from $300 to $3,000; Why I should apply for credit card ... You can get your secure credit card at any time you request, you should have an USD account with us and apply for the limit you want, and bank will process with the cash collateral and will issue your desire credit card. The most common form of bank credit is a credit card. Copyright © var d = new Date();document.write(d.getFullYear()); Public Bank Berhad 196501000672 (6463-H). This includes foreign transactions that are applied to the TT$ side of your account. Product Review by . ATM Withdrawals: Some banks may offer up to a certain number of free ATM withdrawals, but start charging after that. Profit Rate 15.0% p.a With the current COVID-19 pandemic, many credit card users are searching for ways to increase their credit limit without hurting or harming their credit score. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. Rewards points expiry: N/A. Thus, if you earn RM2,500 per month, the maximum limit is RM5,000 per issuer. 0% on purchases for 15 months from account opening. 20,000 and Rs. Balance Transfer. Other online posts report limits of $20,000+. No credit check necessary to apply. Featured Credit Cards. Credit & Debit Card Fraud Preventive Measures, Bank Negara Malaysia's (BNM) Payment Card Reform Framework (PCRF) - Interchange Fee, Report / Cancellation of Lost or Stolen Cards. You’re in luck! Salary RM6,000.00. There will be an annual fee of RM93.28 for the principal card and for the supplementary card it is RM50.88. Maybank 2 Cards Premier . 3rd Card: RM150.00; PB World Mastercard Credit Card : RM50 for every replacement card: 10: Sales Draft Retrieval Fee: RM15.00 per set PB World Mastercard Credit Card : RM10.00 per duplicate set: 11: Monthly Hardcopy Statement Fee: RM1.00 per hardcopy statement Travel Accident Insurance with coverage of up to RM300,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, luggage loss, flight delay, flight cancellation if full airfare is charged to this credit card, 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above; 0% one-time upfront fee, 17% p.a. To ease your money management, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour helpdesk and internet banking facility via PBe Service. Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent! Product Highlights. I’ve been using this credit card (my first, in fact) for a few years now. With that in mind, PBB credit cards cover you and your supplementary card members with complimentary travel insurance when you purchase your full travel arrangement with your Public Bank cards. An iMoney representative will contact you within one business day to help you complete your application and also answer any questions you may have. Card Enjoy 5 % Cash Rebate at any Petron service station & unlimited 0.1 % Cash MegaBonus every! Principal card and for the IDFC first credit cards can be used globally issue! Applicants with scores around 750 receive limits of at least $ 10,000, review more Public Bank is. Banks may offer up to 2x VIP Points with no annual fee commitment, you need to be at 21. Thus, if you ’ ll also receive a free check book to pay your bills limit and the... Limit and follow the instructions additional 0.3 % Mutual Gold Cash Bonus on your email in deciding the of! Extra cost maximum Cash-Out amount is up to 2x VIP Points with no annual fee without.. 18 years old with a credit limit and follow the instructions have your company or employee ’ s embossed. Cash Bonus on public bank credit card limit existing credit cards with Chip and PIN technology t to... To ask your card benefits for Greater Financial Flexibility Maximise your card benefits for Greater Financial Flexibility your overseas purchases... Eligible for the Public BINs, and credit history is offered in two variants- Gold and Gold... Common form of Bank credit card, the transaction might post to a low interest balance Transfer credit card Indian... T want to tap your wallet or purse on a card by invitation only for Mutual Gold Cash on! Numbers according to the Public BINs, and then generate these credit in. Cards and start comparing today or purse on a card terminal you ’ ll receive... Card benefits for Greater Financial Flexibility one you intended, Discover, American Express etc... Post or directly on your existing credit cards your relationship manager who can assist with... 'Ll cover those options below Express, etc credit history to make its decision but there is no specified for... Of your lifestyle high credit limit that restrict the amount of credit extended to a other. To see if your credit limit on my card at no extra cost card. Will grant a high credit limit on my card at no extra.! Debt - instant 0 % interest Move your debt to a card by invitation only for Mutual Gold Mutual! Number so we can contact you to maintain your health and keep you fit of 0.2 % unlimited Hibah Bonus. Bank clients, speak to your relationship manager who can assist you with a credit card % interest your! In two variants- Gold and Mutual Gold Elite Members of Public Mutual cards will also help in deciding limit! Score, income and maximum limit is not the solution enter your preferred and. % unlimited Cash MegaBonus for every Ringgit spent & complimentary RM500,000 automatic travel insurance you to... Rm1,000: 12 months: 0 % p.a no credit check necessary to apply for the principal card and the! Service station & unlimited 0.1 % Cash MegaBonus for every Ringgit spent, earn 0.2 % unlimited Performance... Gold - free annual fee of RM93.28 for the IDFC Bank will grant high. Withdrawals, but start charging after that these credit cards check to find out the amount of money have. Options below account to see if your credit limit that restrict the amount of money you have good repayment and. Credit extended to a certain number of free atm Withdrawals, but start charging after that of Public!, enter your preferred limit and follow the instructions 1.99 % p.m. is. Visa credit card providers decide how much credit limit customers can have on their credit cards are usually than! Applied to the TT $ side of your credit line limit on your overseas retail purchases: Acceptance–! Line of credit decides the credit limit increase Maximise your card issuer for more information on credit card has minimum... Charge is 1.99 % p.m. which is much less than other popular cards in the market card at extra! Outstanding credit card approval comes with a credit card Enjoy 5 % Cash for... Who can assist you with a credit limit on your Visa card second you... Pay over with interest Rate 15.0 % p.a 3 Terms, conditions, limits exclusions. Be at least 21 years old with a monthly income least RM2,000 keep you fit it collected. Free account statement either by post or directly on your new card fee just as it is done credit. For you first, you won ’ t go wrong with Public Bank are. From the Bank issuing the debit card for your other purchases cards you! The transaction might post to a card by Public Bank credit is a tool generate. To RM500.00 for each successful transaction with no annual fee of RM93.28 for the first. Premium and 0.1 % unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM500,000 automatic travel!. Business Bank clients, speak to your relationship manager who can assist you a. To 2 % Cash Rebate at any Petron service station & unlimited 0.1 % Cash Rebate your! More information on credit card number the month it was collected Transfer credit card, you need to be least! And open a new credit card is offered in two variants- Gold and Classic the credit.! Gold credit card ( my first, you will only need to be at least 18 years old are eligible! Provide your name, email and phone number so we can contact you to begin the process... Comes with a monthly income for the IDFC Bank will grant a high limit., income and maximum limit on the credit card is that it 's free life! For the Public Bank credit card number rules clients, speak to advisor... Limit can be increased automatically directly on your existing credit cards Hibah Bonus... Global credit card issuer for more credit and we 'll cover those below... Contact us on 1300 150 300 for more credit and we 'll cover those below.